Launch Your Career in Financial Services — No Industry Experience Required

If you’re a recent graduate or a motivated professional exploring a new career path, this is an opportunity to build a long-term career in financial services with structured training, leadership support, and real income potential.

As an Associate Financial Professional, you will work directly with your hiring Partner from the Firm while completing licensing and training. You’ll gain hands-on experience learning how to help individuals, families, and business owners build financial protection and long-term strategies — including insurance and financial planning solutions.

This is not a “sit behind a desk and wait” role. It’s a relationship-driven career where you will:

• Build and develop client relationships
• Learn consultative sales and financial strategy
• Educate clients on protection and wealth-building solutions
• Set personal income goals and grow your practice over time
• Transition into developing and managing your own client base

What Makes This Different?

• Direct leadership and coaching from your hiring Partner
• Structured training and licensing support
• Access to top-performing advisors within the office for collaboration and mentorship
• Hybrid flexibility (in-office collaboration + work-from-home options)
• Clear path to becoming a full Financial Advisor
• Performance-based income with significant growth potential

Compensation & Income Potential

This is a performance-based opportunity designed for individuals who are motivated by growth, autonomy, and uncapped earning potential.

There is no traditional base salary. Compensation includes commissions, performance-based incentives, and a Training Allowance Subsidy during the early stages of development, which is tied to activity and production benchmarks.

According to 2024 company data for first-year advisors who were proactive:

• Average first-year income: Approximately $72,000
• Top 25% earned: Approximately $139,000
• Top 10% earned: Nearly $205,000

Income reflects individual effort, consistency, and commitment to the process. While results vary, individuals who are coachable, proactive, and disciplined in their activity have demonstrated strong first-year earning potential.

Who Thrives Here?

This opportunity is best suited for individuals who:

• Are highly motivated and self-driven
• Want to build a long-term career, not just hold a job
• Are comfortable with performance-based compensation
• Value mentorship, coaching, and accountability
• Enjoy building relationships and connecting with people
• Are competitive with themselves and goal-oriented
• Are willing to learn, obtain licenses, and develop professionally

You do not need prior experience in financial services. Many successful advisors come from backgrounds in athletics, hospitality, education, sales, military service, or other people-focused roles.

What matters most is your work ethic, resilience, and willingness to grow.

Benefits & Professional Support

In addition to training and income potential, this opportunity offers access to a comprehensive benefits package and long-term professional support, including:

• Medical, dental, and vision insurance
• Retirement savings options, including pension and 401(k) eligibility
• Group life and disability coverage
• Structured training and professional development programs
• Licensing support for required state and federal registrations
• Ongoing leadership development and coaching
• Access to marketing resources and client-building tools
• Opportunities for career advancement within the firm

As a Financial Professional with New York Life, you’ll have the backing of a Fortune 100 company with over 175 years of history, financial strength, and commitment to long-term client relationships.

Our Culture

We believe in building something bigger than just individual success.

Our office operates with an “in business for yourself, but not by yourself” mindset. While each Financial Professional builds their own practice, no one does it alone. Collaboration, shared wins, and mutual accountability are part of how we grow.

We are intentional about:

• Supporting one another’s development
• Celebrating individual and team success
• Creating a competitive but collaborative environment
• Building professionals through mentorship and leadership

Our company focus for the year is “Protection Powered Growth.” That means we lead with protecting families and businesses first — and through that foundation, long-term growth naturally follows for both our clients and our advisors.

If you’re looking for a culture that values ambition, teamwork, and meaningful impact, you’ll find it here.

Salary Range: $72,000.00 - $205,000.00 per year

Benefits

Commission Only

Flexible Schedule

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Tuition Reimbursement

Career Growth Opportunities

Retirement Plan

Appreciation Lunches

Weekly Team Meetings

Team Building Events

Company Provided Leads

Flexibility with Work Location (Hybrid Optional)

Requirements & Qualifications

We are seeking individuals who are motivated, professional, and committed to building a long-term career in financial services.

Minimum Qualifications:

• Must reside in the state of Michigan
• Must be authorized to work in the United States
• Must be able to successfully complete a comprehensive background check
• Must obtain required state and federal licenses, including Life & Accident/Health and applicable securities registrations (SIE, Series 6, Series 63, MI Variable Contracts)

Preferred Qualifications (Not Required):

• Bachelor’s degree in finance, business, or a related field
• Prior experience in sales, customer service, athletics, leadership roles, or other performance-driven environments
• Previous exposure to insurance or financial services

Key Attributes for Success:

• Strong communication skills, both verbal and written
• Ability to explain complex concepts in a clear and relatable way
• Self-motivated with an entrepreneurial mindset
• Comfortable working in a performance-based environment
• High level of integrity, professionalism, and personal accountability
• Comfortable using digital tools and technology for client engagement

New York Life is an Equal Opportunity Employer – M/F/Veteran/Disability/Sexual Orientation/Gender Identity

Key Responsibilities

As an Associate Financial Professional, you will be responsible for building and developing your practice while delivering meaningful value to clients.

Your core responsibilities will include:

• Client Relationship Development: Build and maintain relationships with individuals, families, and business owners by understanding their financial goals and risk exposure.
• Financial Needs Analysis: Conduct comprehensive fact-finding conversations to identify protection gaps and long-term planning opportunities.
• Solution Development & Recommendations: Design and present customized insurance and financial strategies aligned with each client’s objectives.
• Prospecting & Business Development: Proactively network, generate referrals, and cultivate new client relationships to grow your practice.
• Educational Conversations: Guide clients through financial concepts in a clear, relatable way that empowers informed decision-making.
• Ongoing Client Service: Maintain consistent communication and review strategies as clients’ lives and goals evolve.
• Professional Development: Complete licensing requirements and continuously expand your knowledge of financial products, industry regulations, and best practices.

New York Life Insurance Company: a powerhouse in financial security! We're an energetic, professional team dedicated to empowering individuals and businesses through innovative insurance solutions. With a legacy of trust and a future of growth, we offer dynamic career opportunities for driven professionals ready to make a significant impact. Join us!