Join Farmers Insurance - The Hadder Agency, a well-respected insurance agency committed to providing outstanding customer service in Hoover, Alabama. As an Independent Life Insurance Specialist, you will play a key role in protecting individuals and businesses from financial loss while ensuring their peace of mind.

In this important position, you will be an essential member of our dynamic team, actively contributing to our mission of not only meeting but exceeding our clients' insurance needs. You will have the incredible opportunity to build meaningful connections with our customers by providing personalized assistance and customized insurance solutions tailored to their unique requirements. Your responsibilities will include addressing customer inquiries, processing policy changes, and nurturing lasting relationships that foster trust and satisfaction.

If you are passionate about exceptional customer service, possess excellent communication skills, and have a genuine desire to make a positive impact in the lives of others, we invite you to seize this exciting opportunity with Farmers Insurance - The Hadder Agency.

With the demand for skilled insurance professionals continuously growing, stepping into the role of an Independent Life Insurance Specialist places you in an industry filled with potential and stability. In this role, you will be a trusted advisor, empowering clients with the insights and resources they need to protect their most valuable assets. You will have the chance to cultivate your own clientele while providing peace of mind to individuals and businesses navigating life's uncertainties. Embrace this opportunity to make a meaningful difference while embarking on a fulfilling and prosperous career journey.

Compensation Range: $15,080.00 - $70,000.00 per year.

Salary Range: $15,080.00 - $70,000.00 per year

Benefits

Annual Base Salary + Commission

Hands on Training

Work from Home

Flexible Schedule

Career Growth Opportunities

To apply for a position, candidates must possess or be willing to obtain a Independent Life Insurance Specialist before starting work. The Hadder Agency offers partial reimbursement for licensing costs after the training period is completed. To succeed as an Independent Life Insurance Specialist, a combination of interpersonal and technical skills is essential:

To become an independent life insurance agent, you need to:

1. **Meet Basic Requirements**

- **Age:** At least 18 years old.

- **Education:** High school diploma or GED.

2. **Complete Pre-Licensing Education**

- Enroll in state-required courses on life insurance and insurance laws. Check your state's Department of Insurance for cost and hours.

3. **Pass the State Licensing Exam**

- Pass the exam for your home state and any other states where you wish to sell insurance. Confirm exam qualifications with your states Department of Insurance.

4. **Pass a Background Check**

- Provide identity verification and undergo a background check, as some states require this before licensing.

5. **Maintain Your License**

- Complete required continuing education credits within a specific timeframe to keep your license valid.

**Interpersonal & Soft Skills**

- **Communication & Listening**: Clearly explain policies while actively listening to clients' needs.

- **Relationship Building**: Establish trust and strong connections to ensure long-term satisfaction.

- **Empathy & Emotional Intelligence**: Understand clients' emotions to provide appropriate solutions.

- **Customer Service**: Respond promptly and helpfully to client inquiries.

**Technical & Professional Skills**

- **Product Knowledge**: Have a solid understanding of insurance products to advise clients effectively.

- **Analytical & Problem-Solving**: Assess client needs to find suitable policies.

- **Sales & Negotiation**: Persuade clients and negotiate terms to secure business.

- **Digital Proficiency**: Be comfortable using software and CRM systems.

- **Time Management**: Organize tasks efficiently, particularly when managing flexible hours.

**Work Ethic & Mindset**

- **Persistence & Determination**: Remain resilient throughout the sales process.

- **Honesty & Integrity**: Build a trustworthy reputation within the insurance industry.

- **Adaptability**: Adjust effectively to industry changes and evolving client needs.

**Key Responsibilities:**

**Client Needs Assessment:**

Actively engage with individuals and businesses to deeply understand their unique insurance needs, identifying potential risks and ensuring comprehensive coverage tailored to their circumstances.

**Policy Recommendation & Sales:**

Deliver expert recommendations on the most suitable property and casualty insurance policiessuch as homeowners, auto, and business liabilitycustomizing solutions to perfectly align with the clients specific requirements and budget.

**Application & Sales Process:**

Facilitate a seamless and efficient application process for both new and updated policies, providing a hassle-free experience that prioritizes client satisfaction from start to finish.

**Policy Management:**

Proactively oversee existing policies, adapting coverage as client needs evolve. By staying attuned to their circumstances, you empower clients to maintain optimal protection at all times.

**Claims Assistance:**

Provide unwavering support throughout the claims process, guiding policyholders in accurately completing all necessary forms and meeting required criteria, ensuring they receive the assistance they deserve.

**Client Relations:**

Cultivate and nurture strong, trust-based relationships with both new and existing clients, delivering ongoing support that reinforces their confidence in your expertise.

**Administrative Tasks:**

Maintain meticulous client records and manage policy documents with precision, ensuring you remain up-to-date on insurance protocols and coverage requirements. This commitment to excellence guarantees the highest standards of client service.

Unlock a rewarding career with Farmers Insurance - The Hadder Agency! As a leader in the insurance industry, we are committed to professionalism and excellence, and we invite you to join us in providing exceptional insurance solutions. Here, you can be part of a dynamic culture that values growth and integrity. Begin your impactful career journey with us today! At The Hadder Agency, we proudly serve the vibrant community of Hoover, Alabama. As a member of our team, you will play a crucial role in delivering exceptional customer service and fostering strong relationships with our valued clients. Our dedication to customer satisfaction, combined with our extensive range of insurance products, sets us apart. In this role, you will take the lead in helping clients identify their insurance needs, recommend tailored coverage options, and deliver personalized solutions that genuinely make a difference. If you have a passion for helping others, exceptional communication skills, and an unwavering drive to succeed, this is your chance to shine. Join us and experience a supportive and collaborative work environment where your contributions are recognized and celebrated. Take the first step toward a fulfilling career with us!

Join us at Farmers Insurance - The Hadder Agency, a trusted leader in the insurance industry, proudly serving the vibrant Birmingham metro area! As a representative, you will have the incredible opportunity to make a real impact by providing exceptional customer service and fostering meaningful relationships with our valued clients. We believe wholeheartedly in the importance of customer satisfaction and offer a diverse range of insurance products tailored to fit the unique needs of each client. In this role, you will empower clients by identifying their insurance needs, recommending personalized coverage options, and creating solutions that genuinely meet their requirements. If you have a true passion for helping others, excellent communication skills, and a drive for excellence, this is the opportunity you have been waiting for! Join our dynamic team, where collaboration and support are at the heart of our work environment. Your contributions will be recognized and celebrated. Embrace your potential and help us make a meaningful difference in the lives of our clients!